Sunday 4 November 2012

gic canada immigration

gic canada immigration

.
For Immigration Inquiry contact- +918109038880 www.gmware.com


Scotiabank Student GIC Program
Frequently Asked Questions (FAQ’s)

1) Q. What is a GIC?
A. A Guaranteed Investment Certificate or GIC is a
Canadian investment that offers a guaranteed rate of
return over a fixed period of time.

2) Q. Why do I need a GIC?
A. According to Citizenship and Immigration Canada
(CIC) guidelines under the Student Partners Program
(SPP), you will require approximately $10,000
Canadian (CAD) per year, not including tuition fees, to
cover your living expenses. This requirement is fulfilled through the purchase of a GIC.

3) Q. What is the Student Partners Program (SPP)
and which institutions are included in this Program?
A The SPP is a joint pilot project between Citizenship
and Immigration Canada’s visa offices in India and
China and the Association of Canadian Community
Colleges (ACCC). For more information and to see the list of
participating institutions please visit: http:// www.canadainternational.gc.ca/india-inde/visas/spp-
ppe.aspx?lang=eng&view=d

4) Q. Is it mandatory to purchase a GIC?
A. The Canadian High Commission advises as
follows:
PREFERRED OPTION for proof of funds: Evidence of
purchase of a special Guaranteed Investment
Certificate (GIC) from a participating Canadian financial institution (bank), in the amount of $10,000
CAD to cover living expenses for your first year in
Canada and evidence of payment for your first year’s
tuition.
As an alternate option, you can fulfill the financial
requirement by submitting a copy of the receipt for the first year’s tuition fee AND a copy of an Educational
Loan from an Indian Chartered Bank equivalent to
$10,000 CAD. For more information on the above, please refer the
Student Partners Program (SPP) Checklist in the link
below (see Student section - Study Permit Checklist-
University) http://www.vfs-canada.co.in/visaapplication.html

5) Important Information to ensure your GIC
Application is processed. Please read the following:
Reasons why your GIC account may not be opened or
delayed: • Files not received in prescribed format (1 single PDF
document)
• Handwritten application forms are not accepted
(Please use the electronic version only)
• Scanned documents are not clear (Application
Form /Passport Copy/Acceptance Letter) • Sending duplicate application forms (more than
once)
• Sending application forms to multiple email id’s
(please send application form only to
newaccount@scotiabank.com
• Sending multiple follow up queries.
• Following up with your request through any other
channel other than studentgic@scotiabank.com will
cause delay in processing your GIC Application.
Please note that as we receive a large volume of
applications, we will not be able to: • Expedite applications
• Provide the status of your application
• Confirm if the funds have been transferred We will write to you if your application is incomplete
and/or if we require any additional documents.

6) Q. What are the details of the Scotiabank Student
GIC Program?
A. Purchase Amount/(Starting Principal): $10,000
CAD
Interest Rate: The Interest Rate is Scotiabank’s
posted rate for a one-year cashable guaranteed investment certificate on the Issue Date. The current
rate on any day can be found at http:// www.scotiabank.com/rates Term: One year.
Issue Date: The Issue Date is the date that we
receive your wire transfer for the Purchase Amount
plus applicable fees. If the date that we receive your
wire transfer is not a business day, the Issue Date will
be the next business day. Maturity Date: One year after the Issue Date.

7) Q. Where can I get the application form?
A. The form is available on the Scotiabank website.
Please follow the link: http://www.scotiabank.com/ca/ en/0,,5698,00.html The form is available under the “How to apply" tab.

8) Q. What documents do I need to submit along with
my application?
A. A Student must submit the following documents in
ONE SINGLE PDF file, in the following order:
1. Signed copy of the Scotiabank Student GIC
Program Application Form 2. Copy of passport pages (photograph page and the
last page with signature)
3. Copy of acceptance letter from a Canadian
educational institution All copies MUST be signed by the student

9) Q. How do I submit the application?
A. Step 1 Input the information requested in the GIC
Application Form in the appropriate fields. (Application
Form must be TYPED to be accepted)
Steps 2 Please REVIEW the completed Application
Form to ensure accuracy and that no details are missing.
Step 3 Press the Print button at the end of Page 3 of
the form.
Step 4 Sign the application. Keep a copy of the
Application Form for your records.
Step 5 Scan all documents in ONE SINGLE PDF File, in the following order:
I. Signed copy of the Scotia bank Student GIC
Program Application Form.
II. Copy of passport pages (photograph page and the
last page with signature)
III. Copy of acceptance letter from a Canadian educational institution
Step 6 Email the SINGLE PDF File to
newaccount@scotiabank.com. Please specify
“Scotiabank Student GIC Program” in the subject line
of your email.
The email should contain only ONE PDF which should include all the documents; otherwise the application
will not be processed.
Or
If you do not wish to email the Application Form, you
may instead mail a completed application to the
following address: Scotiabank – Multicultural Banking,
Attn: SSGP
44 King Street West,
15th Floor Toronto, ON M4H 1H1
Canada

10) Q. How do I follow up with regards to my
application?
A. Kindly email your query to Scotiabank at
studentgic@scotiabank.com stating Subject: Follow
up- Scotiabank Student GIC Program – Last Name,
First Name and Date of Birth (dd/mm/yyyy) Your query should include relevant details (as follows)
to help us investigate and respond to you:
o date the GIC Application was emailed
o copy of the GIC Application Form originally
submitted .

11) Q. Can I open a Joint Account GIC?
A. Under the Scotiabank Student GIC Program the
GIC can be made only in the name of the applicant
who is applying for the Study Permit under the SPP
program.

12) Q. How can I get my money back if my Study
Permit is refused or I withdraw from the institution?
A. Full redemption of the outstanding principal of your
GIC cannot occur prior to the Maturity Date unless
you provide us with proof that:
I. your Study Permit has been declined. Please provide us with a copy of the “Refusal Letter” issued
by the Canadian High Commission; or
II. your application for admission to a Canadian
educational institution has been declined; or
III. you have withdrawn from enrolment at the
Canadian educational institution after your arrival in Canada. Please provide us with a copy of the
cancelled Study Permit from the Canadian High
Commission office in India. Upon receipt of proof of any of these events and
confirmation from the Canadian High Commission, we
will redeem the outstanding principal plus, for GICs
outstanding for more than thirty days, any
accumulated interest. The amount to be refunded will
be transferred to the bank account in your country from which your original payment was remitted less
the $50 CAD administration charge.

13) Q. Can I transfer funds from other banks apart
from a Scotiabank India Branch or Kotak Mahindra
Bank Branch?
A. Yes the funds can be wire transferred from any
bank in which you hold your account.

14) Q. Can the GIC be deposited by anyone other than the student?
A. No. Funds must be deposited in the GIC by the
student. In the event of a refund, the money will be
returned to the student’s bank account at the bank
where the original remittance was made.

15) Q. How much money do I have to remit to my GIC
account?
A.You will be required to remit to Scotiabank $10,000
CAD for the GIC plus $50 CAD to cover
administrative fees. If Scotiabank receives less than
the prescribed amount of $10,050 CAD, the money will be returned to your bank account at the bank
where the original remittance was made, and the GIC
will not be processed.

16) Q. What is the timeframe for the entire process?
A.
Step 1 Following receipt of the completed application
form, Scotiabank will send you an encrypted email
confirming the Investment Account Number and
provide wire transfer instructions (to transfer money) within 2 to 5 business days to enable you to purchase
the GIC. Please allow for time difference, weekends
and other Public Holidays in Canada. Step 2 You will be required to remit $10,050 CAD to
Scotiabank. (International wire transfer takes about 3
to 5 business days. Please check with your local
remitting bank for a more specific time frame). Step 3 A confirmation of the GIC details (such as
issue date, maturity date, and interest rate) will be
sent to you via encrypted email within three (3)
business days (postponed accordingly for Canadian
Public Holidays) after receipt of your wire payment.
You must submit a copy of the confirmation to the Canadian High Commission along with your Study
Permit Application. You are also responsible for
printing a copy of this GIC confirmation, delivered to
you electronically, for your records.

17) Q. How will I access my GIC when I arrive in
Canada?
A. Upon arrival in Canada, you will need to visit a
Scotiabank branch of your choice to open a personal
deposit account and to activate the GIC. At the
Scotiabank branch you will be required to provide an ORIGINAL valid passport, Letter of Acceptance to a
Canadian educational institution (or student ID) and
Welcome Package (sent with GIC certificate). Copies
of these documents are NOT ACCEPTABLE. All payments of principal and interest will be paid to
your Scotiabank personal deposit account that you
must open at a Scotiabank branch after your arrival in
Canada* in accordance with the following schedule:
• Initial principal payment of $2,000 CAD on the day
the Scotiabank personal deposit account is opened. • Four (4) subsequent principal payments of $2,000
CAD will be made every two (2) months beginning two
months after the initial payment is made. Any
principal balance remaining on the Maturity Date will
be paid to you on the Maturity Date.
* You must present identification acceptable to Scotiabank’s account opening policy in order to open
the personal deposit account.

18) Q. Can a “third party” (someone other than the
account holder) follow up with Scotiabank in regards
to my application?
A. For reasons of privacy, we are unable to disclose any information to anyone other than the account
holder.

19) Q. How do I transfer funds into my account?
A. Once you receive the encrypted email containing
your Investment Account Number, please use the
following information when sending a wire transfer:
Name of Bank: The Bank of Nova Scotia (Scotiabank)
Branch Address: International Banking Division, Toronto, Ontario
Branch Transit: 52712
Institution Code: 002
Swift Codes: NOSCCATTCOL- to credit Front St,
CAU #03996- Scotia Student GIC Program-Attention
Venice Botelho Beneficiary Name: [First Name] [Last Name] and
Investment Account Number [xxxxxxxx]


Er Rohit Choradiya [BE(CS)]
Immigration Consultant
www.gmware.com
Online Assistance : rohit.choradiya@gmail.com



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Tuesday 30 October 2012

quebec immigration eligibility criteria


quebec immigration eligibility factor

For Immigration Inquiry contact- +918109038880 www.gmware.com


Applicant wishing to work as live-in caregivers in Québec must satisfy certain requirements:


  • Must have successfully completed 11 years of primary and secondary education.
  • Must have acquired at least six months’ experience in this type of work in the five years before applying for a Québec Acceptance Certificate (CAQ)
  • or
  • have received at least six months’ training at a vocational school for this type of employment.
  • Must understand French or English and be able to express themselves orally in one of these languages.
  • Must have signed an employment contract with an employer in Québec.


The Quebec immigration selection system for this type of visa calculates a candidate's ability to become economically established and to integrate and adapt to Quebec culture.
Applicants must meet the minimum points requirements. Applicants bringing a spouse or common-law partner must meet a higher pass mark in order to gain a Quebec Selection Certificate (CSQ).
However, under this route, visa applications are still subject to assessment by the Canada immigration service body, Citizenship and Immigration Canada, (CIC).
CIC will require documentary evidence to demonstrate your ability to support yourself and your family and to prove that you do not have any criminal convictions.
We note many people who like this page also viewed Federal Skilled Worker Occupations to see if they were on the shortage skills list.



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Sunday 28 October 2012

Quebec Immigration

Quebec Immigration Rules



For Immigration Inquiry  contact- +918109038880  www.gmware.com



Your 6-step procedure

If you have not yet made the decision to immigrate to Quebec, this standardized procedure will provide you with a wealth of information to help you make an informed decision.

If you have already made up your mind, save yourself some precious time. This procedure is filled with practical advice to speed up your immigration and integration proceedings.

Finding out about Quebec
Do you like the idea of living in Quebec? Have you thought about everything that this change in your life will involve? Getting the facts is a simple and inexpensive way to determine if your immigration plan is feasible.

Evaluating online your chances of being selected by Quebec
You are well-informed about Quebec and would like to immigrate? You may already fill out the Preliminary Evaluation for Immigration (PEI). This online tool enables you to evaluate your chances of being selected by Quebec. Obtain an immediate response free of charge!

Submitting an official immigration application
Your plan to immigrate is becoming more concrete and you would like to submit an official immigration application. Note that special treatment is not given to applicants who retain the services of an immigration intermediary. Find out about the steps to follow to submit an official application.

Preparing before departure to make your integration into Quebec easier
You will soon be leaving for Quebec where you will begin a new life and discover new horizons. While waiting to obtain your permanent resident visa, take the time to prepare yourself and take certain steps before leaving. This will make it that much easier for you to integrate into Quebec life.

Proceeding to the Immigration-Quebec office upon arrival at the airport
You have reached your destination! Consult this section for an overview of the entry and reception formalities.

Taking steps to integrate successfully into Quebec
To make your immigration process as smooth as possible, find out about the steps to follow once you arrive in Quebec as well as the services offered by the government and its partner organizations to facilitate your integration.


Er Rohit Choradiya [BE(CS)]
Immigration Consultant
www.gmware.com
Online Assistance : rohit.choradiya@gmail.com


www.gmware.com


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Saturday 27 October 2012

canada spouse visa documents required

Canada Spousal Visa

For Immigration Inquiry contact- +918109038880  www.gmware.com


In Canada immigration is permitted for the spouse, common-law or conjugal partner of a permanent Canadian resident through a system of sponsorship. Take the online Canada immigration assessment to find out about qualifying.

In this arrangement, a Canadian citizen or a person with Canadian permanent resident status currently living and working in Canada may agree to sponsor the applicant for a period of between three and ten years until they establish themselves in the country.
If you are interested in migrating to Canadian Immigration consultants at Global Visas can help you establish whether you qualify for this Canada immigration class.
As a specialist Canadian immigration consultancy, Global Visas can offer immigration lawyer advice and a wide range of Canada visa services.
Through the use of our comprehensive immigration services we can ensure that you obtain the most appropriate visa for your relocation to Canada.

Benefits

Relocating to Canada under this kind of sponsorship allows an applicant to seek and undertake employment in the country without any restriction.
Unlike temporary Canadian visas for short-term entry clearance such as the Canadian visit visa, which are issued for a strictly limited duration, Canada visa applications for family immigration through this route offer a path to permanent residency.
Successful applicants will become permanent residents and after a minimum residency requirement of three years, may be able to apply for Canadian citizenship.

Eligibility
The requirements of family immigration sponsorship differ according to whether the applicant in question is the spouse, common-law partner or conjugal partner of the Canadian citizen or holder of Canadian permanent residence as outlined below:

Spouse
Where marriages took place in Canada, a marriage certificate issued by the province or territory will be required.
For marriages occurring outside Canada, the marriage must be valid under Canadian law and the law of the country in which it took place.

Sponsoring a same-sex partner as a spouse
Sponsoring a same sex partner under the spouse immigration rules is permissible if your marriage certificate was issued on or after the following dates in these provinces.
British Columbia (July 8, 2003)
Quebec (March 19, 2004)
Manitoba (September 16, 2004)
Newfoundland (December 21, 2004)
New Brunswick (July 4, 2005)
Nova Scotia (September 24, 2004)
Ontario (June 10, 2003)
Saskatchewan (November 5, 2004)
Yukon (July 14, 2004)
All other provinces/territories (July 20, 2005).
If your marriage took place outside Canada, applications are accepted providing that the marriage is legally recognised in both Canada and the country in which it took place.

Common-law partner
If you wish to sponsor your common-law partner of the same or opposite sex to immigrate to Canada you will need to demonstrate that you have been living together continuously for a period of at least a year.

Conjugal partner
The conjugal partner Canadian immigration route is intended to be used only in exceptional circumstances where parties are unable to qualify for spouse or common-law partner immigration through circumstances beyond their control.
This route for immigration to Canada is valid for same sex or opposite sex partners, however, it must be demonstrated that the relationship is one of mutual dependence, and commitment.
Conjugal partner applications may be made in the following circumstances.

  1. The relationship has existed for at least a year.
  2. Marrying or living together has been prevented due to an immigration barrier.
  3. Marrying or living together has been prevented due to marital status, for example, you are living in a country where divorce is not permitted.
  4. Marrying or living together has been prevented because you are in a same sex relationship in a country where same sex marriage is not permitted.
  5. Evidence can be provided that an impending factor has influenced the relationship, for example, long-term visits in each other's home country have been refused.



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canada spouse visa process


canada spouse visa processing time



Importance and necessity of taking spouse and family along with

You can take your spouse and kids to Canada during your studies. It is observed that married students are able to focus better on their studies while their spouse is with them. You need to plan very well about your personal expenses for tuition and living plus additional money for your spouse expenses. If you have limited budget you are advised to go alone as it adds additional financial stress if your financial expenses are not met well.  Some of the frequently asked questions regarding family visas for Canada are mentioned below. We hope it is helpful for your processing.

Study in Canada colleges and universities

Can my spouse get a visa to accompany me to Canada while I am studying in Canada?
Yes, Spouses of foreign students who have a valid study permit may apply for a work permit or visitor visa to accompany.

 Can my spouse work full time?

Yes, spouses of foreign students may apply for a work permit either before or after entering Canada. If you choose to do so after entering Canada and you are from India, Nepal, or Bhutan, you will need to apply for and obtain a valid visitor visa before entering Canada.

What will be the duration  of my spouse visa?

Duration of the spouse visa depends on the many parameters including available funds to support the living expenses during the stay, family background etc.

What is the basic requirement to get student spouse visa and how much time does it take for processing of an application?

The basic spouse visa requirements are strong financial background, genuine citizen, relevant educational  category ( if applying under work permit ), able to prove relationship with the student in Canada. It takes approximately 2-3 weeks for processing the visa application which includes application submission, verifications of documentation and interview to make a final decision.

Why an explanation letter is required for applying under spouse work permit Canada?

An explanation letter is the must to know the intention and purpose of visit to Canada. Whether the applicant is applying as a visitor or as a worker a letter explaining the accompany reason is must. This letter is considered as one of the important document to finalize a case.

What are the chances of getting Canada spouse immigration?

It depends on yours and your spouse qualification.

How much fund is required for a Canada spouse visa or spouse and child accompanying student in Canada?

It  depends upon the cost  of the course the student has chosen , cost of living ,whether the student is accompanied by only spouse or spouse and child plus duration of stay in Canada.




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